a payment. Anyone who asks ….
a payment. Anyone who asks you to pay using one of these methods is most likely a scammer.
• Be wary of a false sense of urgency. Trust your gut. If it seems too good to be true, it probably is.
• Do not send gift cards, prepaid debit cards, or cryptocurrency to someone you do not know. Even if you think it is someone you know, verify their identity before you wire any money.
• Never cash checks that you weren’t expecting.
• When purchasing gift cards, check the terms and keep the receipts. Remember, Montana law stipulates that gift cards and gift certificates do not expire unless the business is sold. Gift cards can also be redeemed for cash if they were originally for more the $5 but have less than $5 remaining.
• If you’re asked to donate to a charity, give wisely. Ask questions and donate only when you’re satisfied that your money will be used in ways you consider appropriate. Be wary of callers who use high pressure tactics or those who promise you sweepstakes winnings in exchange for your contribution.
• Be cautious when clicking links. Scammers send unsolicited texts or emails, claiming a package is delayed, held at customs, or undeliverable due to an incomplete address or unpaid fee; victims are urged to “click here to reschedule” or “pay a small fee,” leading to fake websites that steal personal info, credit card details, or install malware.
Montanans can report any phone, email, or mail scams to the Montana Department of Justice’s Office of Consumer Protection at https:// dojmt.gov/office-of-consumer- protection, contactocp@mt.gov, or 406-444-4500 or toll free at 800-481-6896.
