Senior Listening
Are you going on Medicare or already on Medicare and do not make enough money to buy a Medicare supplement plan (Medigap)? If your income and resources (money in checking, savings and retirement or property (besides your primary residence) is within the parameters of the chart below you can apply for MSP to help with your medical out-ofpocket costs. This table represents 2023 income guidelines. These guidelines are updated annually.
The chart shows what MSP will cover. For 2024, the Medicare part B premium is $174.70, so even if you qualify for the lowest level of coverage, you will save $2,096.40 a year. The Qualified Medicare Beneficiary pays for Medicare Parts A and B premiums, deductibles and coinsurance. If you have QMB, typically you should not be billed for Medicare-covered services when seeing Medicare providers or providers in your Medicare Advantage Plan’s network.
You can apply for an MSP program by visiting your local office of public assistance, online at apply.mt.gov or by calling your Area Agency on Aging to be referred to a SHIP counselor 1-800-5513191.
The chart above shows what MSP will cover. For 2024 the Medicare part B premium is $174.70 so even if you qualify for the lowest level of coverage (QI) you will save $2096.40 a year! The Qualified Medicare Beneficiary (QMB) pays for Medicare Parts A and B premiums, deductibles and coinsurance. If you have QMB, typically you should not be billed for Medicare-covered services when seeing Medicare providers or providers in your Medicare Advantage Plan’s network. You can apply for an MSP program by visiting your local office of public assistance, online at apply.mt.gov or by calling your Area Agency on Aging to be referred to a SHIP counselor 1800-551-3191.
