premium-free. If you’re eligible, ….
premium-free. If you’re eligible, enrolling in Part A while still working or on a spouse’s plan can help with hospital- related expenses. But don’t enroll in Part A if you want to keep contributing to a Health Savings Account, as Medicare enrollment disqualifies you from HSA contributions.
When Employer Coverage Ends If your (or your spouse’s) group health coverage ends, you’ll enter a Special Enrollment Period and have up to 8 months to enroll in Part B without a penalty. This is a great time to consider adding prescription drug coverage (Part D) or supplemental insurance.
The time of transition from employer coverage to Medicare can be challenging to navigate. It is also a time when fraud can occur as a beneficiary is shopping for coverage.
Need Help?
Medicare decisions can be complex, especially when employer coverage or a spouse’s plan is involved. SHIP counselors and Senior Medicare Patrol are located at Area Agencies on Aging across Montana to assist with Medicare questions and concerns. If you think you have experienced potential Medicare fraud, errors or abuse contact your local Senior Medicare Patrol. Call us at 1-800-551-3191.
